|
Experian-Scorex has announced that Banco do Brasil is going to implement its Probe SM customer management solution within the Bank's debt control environment.
Probe SM, part of the Strategy Management suite of decision support solutions, will enable Banco do Brasil to create and deliver strategic business logic to make more accurate and timely decisions within its debt recovery environment.
Banco do Brasil is Brazil's largest state-owned bank and provides services to more than 21 million customers. Founded in 1808, the bank has expanded globally, and now has a network covering 21 countries.
The bank celebrated its most successful year in 2004 and, as one of Brazil's biggest employers, contributes significantly towards the country's economic and social development.
"The Brazilian economy has stabilized since the Real Plan was introduced in 1994, and is now expanding with a growing presence on the world stage. With increased prosperity, comes increased demand for consumer credit facilities," said Julio Cesar Ferreira de Lima, manager of the Collections Implementation Workgroup at Banco do Brasil.
"While we are dedicated to helping our customers take advantage of the improved financial situation, we are equally committed to ensuring we maintain the stability we have enjoyed for many years and avoid problems such as consumer indebtedness that has been experienced in other countries.
"By adopting advanced risk management tools and techniques, we have control over not only the credit lines themselves but also the debt profile of each customer. We've selected Probe SM as a part of this strategy, and will initially implement it within our collections environment.
"As a bank, we pride ourselves on our socio-environmental responsibility, and as a part of that strategy, 'collections' is about far more than just recovering debt.
"It's about customer service and educating customers on how to pay, how best to manage their finances and how to avoid over-indebtedness. Probe SM will sit at the heart of this customer service environment, supporting every stage of the debt recovery process."
By combining sophisticated behavioral scoring analytics with an advanced business rules engine, the Probe SM customer management solution allows an organization to manage the entire customer relationship from limit management, cross-sell and up-sell through to collections and debt recovery.
Deployed in more than 60 countries, the solution typically operates at the customer rather than account level, allowing many of the world's leading financial organizations to make better and timelier decisions about their customers.
"Probe SM has a proven track record. Since the first solutions were delivered in the 1980s, it has continued to evolve using the latest technologies to provide true control for the business user," said Walt Ramsey, president, Experian-Scorex North America.
"The desktop tool allows the business user to define and manage every element of the lending strategy, and the inbuilt strategy testing and simulation capabilities enable the user to try out new ideas to continually improve the operation.
"Banco do Brasil will rapidly realize the benefits from implementing Probe SM, and we will work with it to ensure that it takes advantage of the enterprise-wide decision support that Probe SM provides."
Experian-Scorex is doing business in more than 60 countries. As part of the global Experian organization, Experian-Scorex maintains connectivity with over 70 credit bureaus worldwide. It has 30 offices around the world.
Its global headquarters are in Nottingham, UK, Monaco, and Costa Mesa, CA, USA. Experian-Scorex is an Experian company. Experian's 12,000 people support clients in more than 60 countries and annual sales exceed $2.5 billion.
Experian - www.experian.com
PRNewswire
 |
Subscribe to this comment's feed
Brazil received a huge boost in its international image with its selection as the host of the 2016 Olympics, but it was really just the cherry on top of the overall recognition of the country's ascension to the ranks of one of the world's most important countries. Now, as it finally takes its place on the world scene, there has been a great deal of concern about what kind of image Brazil hopes to project, now that the world is really paying attention. 
The only good thing to say about the visit to Brazil of Iran's president, Mahmoud Ahmadinejad, on Monday November 23, is that it was mercifully short and lasted less than 24 hours. Ahmadinejad had his picture taken being hugged by president Luiz Inácio Lula da Silva who gave him a warm welcome and said Iran had every right to develop nuclear energy for peaceful purposes. 
The small, coastal town of Condé is located just a twenty minute's drive from João Pessoa, the capital of Paraíba. The Northeast of Brazil has historically been a place of encounter and mixing between peoples. For millenia groups of indigenous people fished, farmed, migrated and sometimes fought along this large, fertile area. 
The Brazilian diplo-MÁ-cia (bad diplomacy) carries on its accelerated course towards the non-acknowledgment of human rights, although sometimes it takes pleasure in saying that it does precisely the opposite. The visit of Iran's president, Mahmoud Ahmadinejad, is another example of a diplomatic omission that verges on hypocrisy. 
On July 4, 2006, representatives of Argentina, Brazil, Paraguay and Uruguay met in Caracas to sign the protocol for the entrance of Venezuela into the Southern Common Market (Mercosur). After two and a half years, the protocol was approved by the legislative bodies of Argentina and Uruguay, and as of now it may be only days away from being ratified by the continent's economic megalith, Brazil. 
Some sectors of the fight against AIDS have suggested that Thabo Mbeki, the former president of South Africa, committed genocide through his absence from the fight against the illness in his country throughout his two terms. 
One hundred and eleven years after Brazil abolished slavery, the number of workers deprived of their freedom is still huge. They raise cattle, produce charcoal, sugar cane or timber. Some of them, most undocumented Bolivians, work in basements of small apparel factories in São Paulo and other metropolis. 
On November 7, 2009 a few friends and I had an opportunity to take a look inside a Brazilian jail outside the city of Rio de Janeiro. We were able to take some amateur footage of our experience on video (see link below). It's no surprise, of course, that the typical Brazilian jail lacks some of the functionality of those in North America or Europe, but our experience that day was quite shocking. 
Depletion of the Amazon Rainforest is not a new concern facing environmentalists, biologists, ecologists, and a growing number of the Amazonian indigenous peoples. For decades they have feared for the fate of the world's most biologically diverse and species-rich hothouse. 
Geisy Arruda made history this week in Brazil, but for all the wrong reasons. What began as a poorly planned fashion statement has become a worldwide tale. Geisy decided to wear a pink mini-dress to her private college in São Paulo state, and after that, all hell broke loose.